PURCHASING ABROAD

Buying property abroad with Vilea

Are you planning to buy a house in Spain, an apartment in Dubai, a villa in Italy, or a flat in Cyprus? The Vilea team serves Polish clients in the most popular destinations—Spain, Portugal, Italy, France, Dubai, Croatia, Cyprus—as well as in niche locations upon request. We work with local advisors, lawyers, and banks, so we can guide you safely through the entire process – from selecting offers to handing over the keys.

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WHY CUSTOMERS CHOOSE VILEA

Why it is worth buying property abroad with Vilea

🌍 Global reach – we serve the most important markets: Spain, Portugal, Italy, France, Dubai, Croatia, and Cyprus.
🏝️ Unusual destinations – on request, we organize the purchase of real estate in less obvious locations, such as Greece, Montenegro, the Caribbean, the Dominican Republic, Mauritius, Oman, Bali, and others.
⚖️ Legal security – we cooperate with law firms and notaries in the country of purchase.
💶 Access to financing – we help you obtain mortgages from local banks.
🤝 Service in Polish – local advisors and full communication without barriers.

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Lago di Como (Lake Como) Colonno and Greenway track

STEP-BY-STEP PURCHASE PROCESS

What is the purchasing process like with Vilea?

Needs and budget analysis – we work with you to determine the location, purpose of purchase, and price range.
Initial property selection – we present tailored offers, including those not listed on real estate websites.
Viewing – on-site property presentations with a local expert.
Reservation – signing the reservation agreement and paying the deposit or down payment.
Legal and tax formalities – assigning local numbers (NIE, NIF, OIB), preliminary agreements, due diligence.
Financing and notarial deed – support with the loan and signing the title deed.
Handover and management – handing over the keys, technical handover, optional rental management.

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zakup nieruchomości w portugalii przez agencję

WHERE WE OPERATE

Where can you buy with Vilea?

Spain: We serve in particular the Costa del Sol, Costa Blanca, Balearic Islands, and Canary Islands.
Portugal: We serve in particular Lisbon, Porto, Algarve, Silver Coast, and Madeira.
Italy: We serve in particular Tuscany, Como, Rome, and Sicily.
France: We serve Paris, the Côte d'Azur, and the Alps region in particular.
Dubai: We serve Marina, Downtown, and Palm Jumeirah in particular.
Croatia: We serve Istria and Dalmatia in particular.
Cyprus: We serve Limassol, Larnaca, and Paphos in particular.
Other countries: Greece, Oman, Albania, the Dominican Republic, Mauritius, Austria, and others.

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HOW TO OBTAIN FUNDS AND WHAT COST TO EXPECT

Financing and additional costs

Mortgage loans – in many countries, it is possible to finance a purchase through local banks, even for non-residents. Vilea supports clients in contacting financial institutions and preparing documents.
Polish banks – it can be difficult to obtain mortgages for properties located abroad, which is why local financing is the most common option.
Additional costs – taxes, notary fees, registration and legal fees, which vary from country to country, must be added to the purchase price. Our advisors and lawyers provide clients with a detailed cost calculation before the process begins, so that all expenses are transparent and predictable.
Agency commission – for most countries, Vilea does not charge a commission to the buyer.

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CASE STUDY

How we assisted a client in purchasing a villa in Spain

Pre-selection of offers: A client from Warsaw, an avid golfer, dreamed of a holiday home in Andalusia. The Vilea agent prepared a shortlist of 12 properties on the Costa del Sol. The client narrowed the list down to 6 offers of houses with her preferred architecture, located in the areas she was most interested in.

On-site viewing: We organised a reconnaissance trip, during which an agent with extensive knowledge of the Costa del Sol presented all 6 offers. The client chose a modern villa in Sotogrande, located right next to a prestigious golf course, overlooking the fairway.

Preparation of the transaction: Our trusted solicitor helped prepare the documentation, checked the sales contract and made comments. We helped set up an account with a local bank, organised a NIE number for the client, and a mortgage adviser helped obtain a mortgage from a Spanish bank.

Transaction: The contract was signed at a notary's office in the presence of a solicitor and agents from both sides.

Handover of the property: Within 3 months, the client received the keys to her dream home.

After-sales service: assistance with home insurance and finding a renovation team.

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